TAPA Institute Online Privacy Policy 

Changes to the Online Privacy Policy (“Policy”) may be updated periodically to reflect changes to our information practices. Any changes will be effective immediately upon the posting of the revised policy on our site. When we make changes to this Policy, we will revise the “Latest update” below. If the changes are significant, we will notify you by providing notice on this website prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices. If you do not agree to the new Policy, the best way to exercise your privacy rights is to stop using this site – you may also request that we remove your personal data.

General

Charles Financial Strategies LLC also known as TAPA Institute (“TAPA,” “we,” or “us”) respects the privacy of every individual who visits our websites or responds to our promotions. This Policy is designed to help you understand how we collect, transmit, and store information about our Users. We intend to act reasonably to protect your privacy, but we cannot guarantee security against issues beyond our control. To better protect your privacy, we provide this Policy explaining our online information practices and the choices you can make about the way your information is collected and used. This notice applies to all information collected or submitted on our website, unless otherwise posted.

This Policy applies only to information we collect via the website www.tapainstitute.com, email, telephone, electronic devices and other interactive services. For purposes of this Policy, personal data means information that is collected about you. We do not collect any personal data from you unless you freely consent to provide it. Examples of personal data that we may collect from you include name, email address, age, and phone number. If you do not want your personal data collected, do not submit it to us.

 Information Collected By You

General Data: As is true of most sites, we gather certain information automatically. This information may include Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, the files viewed on our site (e.g., HTML pages, graphics, etc.), operating system, date/time stamp, and/or clickstream data to analyze trends in the aggregate and to better understand and enhance the user experience on the website and applications.

Location Information: When you use the website, a location feature exists whereby it will automatically collect your geolocation information. In such event, the website will use and share such location to enable users to determine which users in their network are nearby. TAPA Institute may collect your location information to improve the Services we offer.

If you do not want this information collected, you can disable location services on your device.

Payment Data: We collect data necessary to process your payment if you make purchases, such as your payment instrument number (such as a credit card number), and the security code associated with your payment instrument. All payment data is stored by our payment processor and you should review its privacy policies and contact the payment processor directly to respond to your questions.

Cookies: TAPA uses cookies to help create a better user experience. A cookie is a small text file that is sent to your browser from a web server and may be stored on your computer’s hard drive. TAPA uses cookies to better customize your experience on the website based on User attributes like your location and account preferences. No personal data information is stored in our cookies. While you may elect to disable or delete cookies from your browser at any time, please note that this action may limit your use of TAPA services that require cookies. You can control advertising cookies from Google, by using its Ads Preference Manager. Please note that to the extent advertising technology is integrated into the website, you may still receive advertisements even if you opt-out of tailored advertising.

How Do We Use Your Information

We use the personal data we collect from you for a variety of different business purposes and according to the appropriate legal basis for processing. The following is a summary of how and under which legal basis we may use your personal data.

We use your personal data to fulfill a contract with you and provide you with our services. This includes to:

o   Provide payment processing and account management, including registration for online and in person events

o   To send administrative information to you [for Business Purposes, Legal Reasons and/or possibly Contractual]. We may use your personal information to send you product, service and new feature information and/or information about changes to our terms, conditions, and policies.

o   Fulfill and manage your orders [for Contractual reasons]. We may use your information to fulfill and manage your orders, payments, returns, and exchanges made through the Sites.

o   Contact you regarding your inquires or to resolve a dispute

o   Troubleshoot problems with your account or as otherwise necessary to provide you customer services

With your consent, we may use your personal data to:

o   To send you marketing and promotional communications [for Business Purposes and/or with your Consent]. We and/or our third party marketing partners may use the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences.  You can opt-out of our marketing emails at any time (see the “Your Privacy Rights” below).Provide you with marketing communications from third parties

o   Deliver targeted advertising to you [for our Business Purposes and/or with your Consent]. We may use your information to develop and display content and advertising (and work with third parties who do so) tailored to your interests and/or location and to measure its effectiveness.

o   We may provide you the opportunity to participate in surveys or contests on our website. If you participate, we will request certain personal data from you. Participation in these surveys or contests is voluntary and you therefore have a choice whether or not to disclose your information. The requested personal data includes contact information (such as name and email address), and demographic information (such as zip code).

o   We use third-party service providers for marketing purposes and to conduct surveys or contests. These companies are prohibited from using our participants’ personal data for any other purpose. We will not share the personal data you provide through a contest or survey with other third parties without your express consent. We may use your personal data to comply with applicable legal obligations to which we are subject.

Will Your Information Be Shared With Anyone?

We only share information with your consent, to comply with laws, to protect your rights, or to fulfill business obligations.

We only share and disclose your information in the following situations:

o   Compliance with Laws. We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).

o   Vital Interests and Legal Rights. We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.

o   Vendors, Consultants and Other Third-Party Service Providers. We may share your data with third party vendors, service providers, contractors or agents who perform services for us or on our behalf and require access to such information to do that work. Examples include: payment processing, data analysis, email delivery, hosting services, customer service and marketing efforts. We may allow selected third parties to use tracking technology on the Sites, which will enable them to collect data about how you interact with the Sites over time.  This information may be used to, among other things, analyze and track data, determine the popularity of certain content and better understand online activity. Unless described in this Policy, we do not share, sell, rent or trade any of your information with third parties for their promotional purposes.

o   Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

o   Third-Party Advertisers. We may use third-party advertising companies to serve ads when you visit the Sites. These companies may use information about your visits to our Website(s) and other websites that are contained in web cookies and other tracking technologies in order to provide advertisements about goods and services of interest to you. Affiliates. We may share your information with our affiliates, in which case we will require those affiliates to honor this privacy policy. Affiliates include our parent company and any subsidiaries, joint venture partners or other companies that we control or that are under common control with us.

o   Business Partners. We may share your information with our business partners to offer you certain products, services or promotions.

o   With your Consent. We may disclose your personal information for any other purpose with your consent.

o   Other Users. When you share personal information (for example, by posting comments, contributions or other content to the Sites) or otherwise interact with public areas of the Site [or App], such personal information may be viewed by all users and may be publicly distributed outside the Site [and our App] in perpetuity. [If you interact with other users of our Sites and register through a social network (such as Facebook), your contacts on the social network will see your name, profile photo, and descriptions of your activity.]  Similarly, other users will be able to view descriptions of your activity, communicate with you within our Sites, and view your profile.

Do We Collect Information from Minors?

We do not intend to collect any personal data from a child under the age of 16. If we become aware that we have unknowingly collected personal data from a child under the age of 16, and do not have parent or guardian consent on file, we will delete such personal data from our records. If you have a question, or would like to review or delete your child’s personal data, contact us at info@tapainstitute.com.

 What is Our Stance on Third-Party Websites?

We are not responsible for the safety of any information that you share with third-party providers who advertise, but are not affiliated with, our websites.

The Sites may contain advertisements from third parties that are not affiliated with us and which may link to other websites, online services or mobile applications. We cannot guarantee the safety and privacy of data you provide to any third parties. Any data collected by third parties is not covered by this privacy policy. We are not responsible for the content or privacy and security practices and policies of any third parties, including other websites, services or applications that may be linked to or from the Sites. You should review the policies of such third parties and contact them directly to respond to your questions.

 What are Your Privacy Rights?
In some regions, such as the European Economic Area, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time.

[In some regions (like the European Economic Area), you have certain rights under applicable data protection laws.  These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; and (iv) if applicable, to data portability. In certain circumstances, you may also have the right to object to the processing of your personal information. To make such a request, please use the contact details provided below. We will consider and act upon any request in accordance with applicable data protection laws.

If we are relying on your consent to process your personal information, you have the right to withdraw your consent at any time. Please note however that this will not affect the lawfulness of the processing before its withdrawal.

If you are resident in the European Economic Area and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority.

You may at any time review or change the information in your account or terminate your account by:

o   Contacting us using the contact information provided below
Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, some information may be retained in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use and/or comply with legal requirements.]

o   Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Sites. To opt-out of interest-based advertising by advertisers on our Site visit http://www.aboutads.info/choices/.

o   Opting out of email marketing: You can unsubscribe from our marketing email list at any time by clicking on the unsubscribe link in the emails that we send or by contacting us using the details provided below. You will then be removed from the marketing email list – however, we will still need to send you service-related emails that are necessary for the administration and use of your account.

How to Contact Us 

TAPA Institute 

223 W 38th ST #688, 

New York, NY 10018 

Phone: 888-507-8027

Email: info@tapainstitute.com